What the statute permits
Section 716.302 lists a crypt, niche, grave or scattering area of a dedicated cemetery among the permitted dispositions. Beyond that permission, the cemetery is a private operator with its own rule book, and that rule book is where the cost and the constraints actually live.
The four options a cemetery usually offers
A columbarium niche — a compartment in a wall, usually with a plaque. An urn garden — a plot sized for cremated remains rather than a casket. An existing family plot — often the least expensive route, if the plot has capacity and the cemetery allows it. A scattering garden — a designated area, often with a shared memorial.
Cost varies more between cemeteries than between these options, so ask all four prices at each cemetery rather than deciding the form first.
The questions that change the price
Is an urn vault required? Many cemeteries require one for in-ground interment, and it is a real cost. May more than one urn occupy a single niche or plot, and does that need to be declared now? What are the opening and closing fees? What memorialisation is permitted, and is the plaque bought from the cemetery? Is there an ongoing maintenance charge?
The opening and closing fee is the one families most often do not hear about until the invoice.
Adding ashes to an existing grave
If a spouse or parent is already buried, adding cremated remains to that grave is frequently possible and frequently the least expensive route. It requires the cemetery’s consent and sometimes the consent of the existing plot holder. Ask early — the answer determines whether you need to buy anything at all.